1. S&P collects, uses, processes, and stores the personal information provided by users according to the purpose, conditions of use and policies described here. S&P collects, uses, processes, and stores personal information from users for the purposes of:

1. Improve and personalize the user experience
2. Improve the website
3. Acquire greater knowledge about the activity of website visitors, in order to improve it and increase the effectiveness of its online presence.
4. Establish a primary contact channel with the User
5. Allow the User to establish contact with S&P collaborators
6. Marketing, Loyalty, Advertising, Promotional and Institutional Campaigns
7. Offer and recommendations of Products and Services
8. Generate usage statistics

Once the user provides the information to the website, it is considered that S&P is allow to use it according to the purposes described, always respecting the security of the information and the law that regulates the matter.

2. S&P does not transfer or share your information to other countries for commercial purposes. The User's Personal Information will only be transferred to third parties, domiciled in Panama or in other jurisdictions, under the following conditions:

• It has the prior consent of the user
• By obligation or legal power
• When it is necessary to claim or exercise rights or defend themselves in legal actions and there is no reason to assume that the User has a main interest worthy of protection in that their data is not disclosed.
• At the request of a competent authority.

3. S&P only retains and stores your Personal Information for as long as it is necessary to fulfill the purposes for which they were collected, as stated in Section 1. The applicable retention period depends on the nature of the information collected and its purpose.

4. The user can exercise their rights of access, rectification, opposition, and cancellation to the treatment of their Personal Information. The rights in relation to personal data are summarized in:

A . Access: Every User has the right to obtain the Personal Information that is stored or subject to treatment in databases, and to know the purpose and origin for which they were collected. It includes the right of portability, by which the User has the right to request a copy of the personal data that S&P has about the User. Exceptions apply, such as the case where providing such information means revealing personal data of a third party.

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B- Rectification: The User has the right to report if their Personal Information is inaccurate or has changed, aiming to keep the Personal Information updated, accurate, and complete.

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C -Opposition: The User has the right to oppose the processing of their Personal Information and request S&P to block, delete or restrict it.

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D -Cancellation or Deletion: The User has the right to delete their Personal Information when the data is no longer necessary for the purposes for which they were collected, or in the cases indicated by law. When data processing is based on the User's consent, the User may revoke it at any time, without this having retroactive effects.

Paragraph 1. The exercise and materialization of these rights will be regulated as stipulated in articles 24 to 30 of Executive Decree 285 of 2021 - Republic of Panama, or any that repeals, modifies or adds it.

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Paragraph 2. It is the User who is directly in charge of the respective rectification, opposition, or cancellation of his Personal Information. To execute the process, it is necessary for the latter to identify himself and communicate what information he wishes to access, correct, or eliminate, etc. to the email admin@surecoandpartners.com.

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Paragraph 3. S&P reserves the right not to approve the processing of applications that, when studied: 1) DO NOT meet the minimum specifications as established in the regulations governing the matter. For example, to exercise the right of rectification, the User must indicate in the request what data it refers to and the correction to be made. As well as accompany the request with the documentation that supports them; 2) some of the exceptions to the exercise of the right of cancellation of the law that regulates the matter are incurred; 3) expose or compromise the information privacy of our databases; 4) require excessive technical effort.

5. The User undertakes not to introduce on the site information of an offensive or aggravating nature or that contains threats, or other harmful programs or mechanisms to capture or distort information contained in the application. In addition, you may not upload, post, email, transmit or otherwise provide unlawful, harmful, abusive, harassing, defamatory, discriminatory, vulgar, or libelous content, or upload content that may cause difficulties in the operation of the system. this website. The User will refrain from making false or otherwise erroneous statements of their relationship with a natural or legal person or storing data.

6. The user must not collect or disclose personal information or information related to other users of the website, nor should they collect and/or disclose information disclosed through it or that, failing that, is found in S&P's own information systems.

7. The Internet browser, through which the User is exploring, may automatically transmit to the S&P website, part of the anonymous information elements, such as the URL corresponding to the website from which you came, the version of the browser that currently in use, Internet Protocol address (IP), etc.

The User may adjust the browser, to notify him when cookies are sent or to reject them, all of which is his full responsibility.

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The User is free to configure the browser to reject them.

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If the "cookies" are disabled, it may happen that some features of the services do not perform properly.

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Information we collect on our website (for example, domain name, searches performed, pages viewed, and length of user session) may be combined to statistically analyze website traffic and usage. . This information is collected to improve the performance of our platforms.

See the section of the COOKIES DECLARATION for more information.

8. S&P will not be responsible for any loss resulting from any inaccurate, false, deficient, or incomplete Personal Information provided by the User.

9. S&P reserves the right to communicate to third parties that it deems appropriate some global, non-personal data, such as the total number of users who have clicked on certain services, statistics, favoritism, etc., then, with this type of information confidential data is not being revealed, nor is it relating to a particular user.

S&P is not responsible for any failure in security measures when such failure is due to circumstances of an act of God or force majeure.

“Cookies” are required to navigate the website https://surecoandpartners.com/ . Cookies are files sent to a browser through a web server to record the user's activities on the page and allow more fluid and personalized browsing. In other words, they are small data files that contain a string of characters.This Cookie Statement provides information on the types of cookies used by S&P, for what purposes and how to proceed to disable them.

‍Cookie types. 
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Cookies help S&P to improve its website and to provide a better and more personalized service. They are used to personalize content and ads, provide social media features, and analyze traffic. Specifically, the Cookies used by S&P:

• Strictly Necessary Cookies: These cookies are essential to enable you to move around our websites and use features, such as accessing secure areas of the site or remembering language options. Without these cookies, we would not be able to provide you with services such as enabling appropriate content based on your device type.
• Preference cookies: they are used to remember user preferences, such as language or region, so that the website can personalize the content and provide a better user experience.
  
• Statistical cookies: they are used to collect aggregate data on user behavior on the website. This data may include information such as the number of visits to the website, the time users spend on the site, and the pages they visit.
  

• Advertising cookies: provide personalized analytics and advertisements.

‍Use of Cookies.‍

‍Generals. We share information about your use of the website with our social media, advertising, and web analytics partners, who may combine it with other information you have provided to them or that they have collected from your use of their services.

‍Google Analytics: The main cookies used by S&P are those necessary to run the Google Analytics services. For detailed information about this service, the use and type of information, the User can refer directly to the Google page https://developers.google.com/analytics/devguides/collection/gajs/cookie-usage?hl=es or equivalent. 

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